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About
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Disclaimer and Privacy Policy- event
Audit Committee
Audit Committee
Audit Committee
Audit Committee
Comprehensive Pre-Retirement Planning Seminar | Tier 4 (62/5, 55/25, 57/5) and Tier 6 (63/5) Plans
Comprehensive Pre-Retirement Planning Seminar | Tier 4 (62/5, 55/25, 57/5) and Tier 6 (63/5) Plans
Comprehensive Pre-Retirement Planning Seminar | Uniformed Correction Force (Tier 3 CO-25, CO-20, CC-20, CF-20 and CF-22)
Comprehensive Pre-Retirement Planning Seminar | Uniformed Sanitation Force (Tier 4 SA-20, Tier 3 SA-22)
Investment Meeting
Investment Meeting
Investment Meeting
Investment Meeting
Investment Meeting
Investment Meeting
Investment Meeting
Investment Meeting
Investment Meeting
Investment Meeting
Lunch and Learn | Tier 4 (62/5, 55/25, 57/5) and Tier 6 (63/5) Plans
Lunch and Learn | Tier 4 (62/5, 55/25, 57/5) and Tier 6 (63/5) Plans
Lunch and Learn | Tier 4 (62/5, 55/25, 57/5) and Tier 6 (63/5) Plans
Lunch and Learn | Tier 4 (62/5, 55/25, 57/5) and Tier 6 (63/5) Plans
Regular Board Meeting
Regular Board Meeting
Regular Board Meeting
Regular Board Meeting
Regular Board Meeting
Regular Board Meeting
Regular Board Meeting
Regular Board Meeting
Regular Board Meeting
Regular Board Meeting
Regular Board Meeting
Special Board Meeting
Top 10 Reasons to Join NYCERS | All Tier 6 Plans & 22-Year Plans
Top 10 Reasons to Join NYCERS | All Tier 6 Plans & 22-Year Plans
Top 10 Reasons to Join NYCERS | All Tier 6 Plans & 22-Year Plans
- faq
Am I still eligible to apply for a WTC Disability after I retire?
Are disability retirement benefits taxable?
Can I file for both WTC disability and service retirement simultaneously?
Can I submit my Notice Of Participation Form #622 even though I am a current retiree?
Can I work while receiving a disability retirement benefit?
Can my Employer submit additional documentation to NYCERS that clarifies my duties?
Did the law create an enhanced Accidental Death Benefit?
Do I have to keep working after I apply?
Do I qualify to take out a loan?
Does this law create an enhanced disability benefit?
How are loans paid back?
How can I access my 1099-R online?
How can I estimate the monthly benefit I would receive if approved for disability retirement?
How can I track the status of my disability retirement application?
How do I apply for a loan online?
How do I change my current tax withholding for my monthly retirement or survivor benefit?
How do I submit a Notice of Participation (Form #622)?
How is my retirement benefit calculated?
How long does the disability retirement application process take?
How often can I borrow?
I am not experiencing any health issues. Do I still need to file a Notice of Participation?
I am not in city service, but I am a vested member awaiting payability of a Vested Retirement Benefit? Can I apply for disability under this law?
I filed a Notice and received a letter stating I do not meet the pre-qualifying criteria. Can changes to the law affect my status?
I filed a Notice of Participation - now what?
If approved, how long before I receive my first payment?
If I am denied disability, how soon can I apply again?
If I am examined by an Independent Medical Examiner, can I see the report?
If I am found disabled due to a WTC qualifying psychiatric condition and retired based on this finding, can I request to be considered for a WTC qualifying physical conditions)?
If I am found disabled under a WTC qualifying physical condition, can I request to be considered for another WTC qualifying physical or psychiatric condition(s)?
If I am subsequently found disabled under a WTC qualifying physical condition(s), will my original retirement date change?
If I receive a letter stating that I am pre-qualified, am I automatically entitled to WTC accidental disability retirement?
If I retire and subsequently die, what is the impact on my beneficiary's benefit?
If I successfully reclassify, is it retroactive?
Is my retirement benefit (pension) taxable?
Is there a limit on the period of time between retirement and date of death to qualify for Accidental Death Benefit?
Is there any supporting documentation required?
Were any other benefits provided under the WTC Disability Law?
What happens after I submit a refund application?
What if I meet the pre-qualifying criteria, retire under non-WTC retirement then develop an illness?
What if the Eligible Beneficiary is different from the person entitled to a non-WTC benefit?
What information needs to be provided when I file the Notice of Participation?
What is a Notice of Participation (Form #622)?
What is MyNYCERS and how do I register my account?
What is the interest rate for a loan?
What is the qualifying period?
What is the World Trade Center (WTC) Disability law?
What recourse do I have if the Medical Board finds that I am disabled, but that disability was not WTC related?
What supporting documents does NYCERS need to process my beneficiary designation?
What types of income does the IRS classify as “taxable distributions” from NYCERS?
What types of service can I get credit for?
When am I eligible to collect retirement benefits?
When does NYCERS begin to take pension contributions from my paycheck?
When will I receive Form 1099-R?
Where can I download a Medicare Part B Income-Related Monthly Adjustment Amount (IRMAA) Reimbursement Form?
Where can I find a copy of my retirement receipt?
Where can I find a list of WTC- Related Health Conditions?
Where can I find my pension statement?
Where can I get more information on the website about loans?
Who does the recent amendment of the WTC law cover?
Who should file a Notice of Participation?
Why am I required to authorize the release of all relevant medical records?
Why are there no taxes withheld for State and Local?
Why did I receive more than one 1099-R this year?
Why didn’t I receive my 1099-R in the mail?
Why is my loan pay-off amount lower than my total outstanding loan amount?
Will my loan be taxed?
Forms & Publications
Login/Register
Membership & Benefits- resources
25-Year Plan Election Form - (911) Police Communications Titles -- Tiers 2 and 4
25-Year Plan Election Form - Deputy Sheriffs - Tiers 2 and 4
25-Year Plan Election Form - Special Officer Titles - Tiers 1, 2 and 4
25-Year/Age 50 Plan Election Form - Automotive Service Titles - Tiers 2 and 4
5@55 Legal Checklist
55/25 Retirement Plan for Tier 4 Members
57/5 Retirement Plan for Tier 4 Members
62/5 Retirement Plan for Tier 4 Members
63/5 Retirement Plan for Tier 6 Members (Tier 6 Basic Plan)
911 Operators 25-Year Plan for Tier 2 Members
911 Operators 25-Year Plan for Tier 4 Members
Accidental Death Affidavit
Advance Payment for Service Retirees
Affidavit Concerning Lost Check
Affidavit Electing to Process Disability Retirement - Tier 4 Members with Tier 3 Rights
Affidavit for Payment of a Vested Benefit under Early Service Retirement Provisions - Tier 3 and Tier 4 Members with Tier 3 Rights
Affidavit for Retroactive Election to Reduce Annuity Contributions by the Amount Required for Social Security Coverage - Tier 1
Affidavit of Personal Service Income
Affidavit of Workers' Compensation Payments
Affidavit That Power of Attorney (POA) is in Full Force
Agency Report on Accident
Agency Verification - Corrections Child Care Leave
Agency-to-Agency Transfer Notification
Agency's Employee Status Change Notification
All Tiers - Maximum Compensation Limit under IRC 401(a)(17)
Application for Change in Loan Repayment Schedule - Tier 3, Tier 4 and Tier 6
Application for Deferred Vested Retirement Allowance - Tier 1 and Tier 2 Uniformed Correction Force Members Who Discontinue Service Other Than by Death, Retirement or Dismissal
Application for Deferred Vested Retirement Allowance - Tier 1 and Tier 2 Uniformed Sanitation Force Members Who Discontinue Service Other Than by Death, Retirement or Dismissal
Application for Disability Retirement - 22-Year Plan Members
Application for Disability Retirement - Tier 1
Application for Disability Retirement - Tier 2
Application for Disability Retirement - Tier 3 Uniformed Correction Force Only
Application for Disability Retirement - Tier 4
Application for Disability Retirement - Tier 6 63/5 and Special Plan Members
Application for Disability Retirement 22-Year Plan Members Enhanced Disability Benefit Participants Only
Application for Loan Against Additional Member Contributions (AMCs)
Application for Membership - Tier 1 and 2
Application for Membership for NYCERS-Eligible Employees - Tier 3, Tier 4, and Tier 6
Application for Payment – Tier 3, Tier 4, Tier 6 or 22-Year Plan Vested Retirement Benefit
Application for Payment of a Reduced Vested Retirement Benefit
Application for Payment of a Vested Retirement Benefit - Tier 1 and Tier 2 (Except Corrections and Sanitation)
Application for Payment of a Vested Retirement Benefit - Tier 4 with Tier 3 Rights
Application for Refund of Additional Member Contributions
Application for Refund of Additional Member Contributions For Transit 25-Year/Age 55 Members
Application for Refund of Excess Contributions - Tier 1 and Tier 2
Application for Refund of Member's Accumulated Salary Deductions
Application for Refund under Required Minimum Distribution Laws
Application for Service Retirement - Tier 1
Application for Service Retirement – Tier 2, Tier 3, Tier 4, and Tier 6
Application for Service Retirement for Tier 1 Members of the NYC Transit Authority
Application for Transfer of Member's Accumulated Salary Deductions to Another Retirement System Within New York State
Application for Without Fault or Delinquency Retirement - Tier 1 Only
Application to Cancel Rate of Deduction - Tier 1 and Tier 2
Application to Change Federal Income Tax Withheld
Application to Purchase Credit for Military Service
Application to Purchase Credit for Service Rendered Prior to Membership Date in NYCERS (Buyback)
Application to Purchase Service Credit for Layoff Time - Carpenters and Supervisory Carpenters
Application to Purchase Service Credit for Layoff Time - Department of Sanitation Uniformed Force
Application to Purchase Service Credit for Layoff Time - New York City Transit Authority
Application to Purchase Service Credit for Layoff Time - NYC Parks Department Climbers and Pruners
Application to Purchase Service Credit for Layoff Time - School Construction Authority
Application to Purchase Service for Child Care Leave - Tier 1, Tier 2, Tier 3 Correction Members
Application to Purchase Service for Layoff Time - Correction Members
Application to Restore Rate of Deduction - Tier 1 and Tier 2
Authorization for Direct Deposit (EFT) of Monthly Retirement Allowance
Authorization for Release of Information
Automotive Member 25-Year/Age 50 Retirement Plan for Tier 6 Members
Automotive Service Worker 25-Year and Age 50 Retirement Plan (50/25) for Tier 2 Members
Automotive Service Worker 25-Year and Age 50 Retirement Plan (50/25) for Tier 4 Members
Banking Operations Affidavit
Birth Evidence Affidavit
Birthdate Evidence Alternatives
Buyback - Purchasing Credit for Service Rendered Prior to NYCERS Membership
Calculating Your Final Average Salary (FAS) - Tier 2
Calculating Your Final Average Salary (FAS) - Tier 4
Calculating Your Retirement Benefit - Tier 4 62/5, 57/5 or 55/25
Calculating Your Retirement Benefit - Tier 4 Transit 25-Year/Age 55 Plan
Certificate of Employment Under Section 212 of the Retirement and Social Security Law (RSSL)
Change of Address
Correction Captain 20-Year Retirement Plan
Correction Force 20-Year Retirement Plan
Correction Officer 20-Year Retirement Plan
Correction Officer 25-Year Retirement Plan
Correction Tier 3 22-Year Enhanced Disability Retirement Plan
Cost-of-Living Adjustment (COLA)
Customer Service Hours
DA Investigators 20-Year Plan for Tier 2 Members
DA Investigators 25-Year Plan for Tier 2 Members
DA Investigators Tier 3 22-Year Retirement Plan
Departmental Certificate of Status of Member Claiming Service Prior to Membership Date
Deputy Sheriff 25-Year Retirement Plan for Tier 4 Members
Deputy Sheriff 25-Year Retirement Plan for Tier 6 Members
Designation of Beneficiary - Post-Retirement Lump-Sum Death Benefit - Tier 2, Tier 4, and Tier 6
Designation of Beneficiary - Tier 3, Tier 4, and Tier 6
Designation of Beneficiary(ies) - Tier 1 and Tier 2
Designation of Guardian - When Designating a Minor as a Beneficiary
Designation of Primary and Contingent Beneficiary - Tier 3, Tier 4, and Tier 6
Disability Appeals Fact Sheet
Disability Retiree Requirement to Report Personal Service Income Each Year
Disability Retirement - Tier 1 and Tier 2
Dispatcher 25-Year Retirement Plan for Tier 4 Members
Dispatcher 25-Year Retirement Plan for Tier 6 Members
Earnings Limitations for Service Retirees and Disability Retirees
Election by a Retiree Reentering City Service to Rejoin NYCERS
Election of 20-Year Retirement Program - Tier 2 or Tier 3 NYC Correction Members Below the Rank of Captain (CO-20 Plan)
Election of 20-Year Retirement Program – Tier 2 or Tier 3 NYC Correction Members of the Rank of Captain or Above (CC-20 Plan)
Election of 20-Year Retirement Program – Tier 3 NYC Correction Members of the Rank of Captain or Above
Election of 20-Year Sanitation Retirement Program - Tiers 2 and 4
Election of Career Pension Plan (CPP) or ISF - Tier 1 and 2
Election of Coverage Under the Transit Non-Contributory 20-Year Retirement Plan
Election of Optional Dispatcher 25-Year Retirement Program - Tiers 1, 2 and 4
Election of Optional EMT 25-Year Retirement Program - Tier 1, 2 and 4
Election of the Optional 20-Year Retirement Program for Tier 2 Investigator Members (IDA-20)
Election of the Optional 25-Year Retirement Program for Tier 2 Investigator Members (IDA-25)
Election to Change the Present Method of Payment of Social Security Coverage - Tier 1 and Tier 2
Election to Contribute Additional Contributions - Tier 1 and Tier 2
Election to Pay Extra Salary Deductions to Provide for Additional Annuity at Retirement - Tier 1 and Tier 2
Election to Transfer Membership for Retirees of NYCERS
Emergency Medical Technician 25-Year Retirement Plan for Tier 4 Members
Emergency Medical Technician 25-Year Retirement Plan for Tier 6 Members
Enhanced Disability Benefit Election - Sanitation 22-Year Plan
Enhanced Disability Benefit Election – 22-Year Plan Uniformed Correction Force Members
Filing for Service Retirement
Final Medical Review Waiver (To be completed by the Member)
Fire Protection Inspector 25-Year Retirement Plan For Tier 4 Members (FPI-25)
Fire Protection Inspector 25-Year Retirement Plan For Tier 6 Members (6FP-25)
Frequently Asked Questions (FAQ): Service Retirement
General Authorization for Medical Information
Guide to Your Pension Check
How to Complete Form #204 – Power of Attorney
How to Find Your Member or Pension Number
How to Join NYCERS
How to Obtain a Social Security Card or Individual Taxpayer Identification Number (ITIN)
How to Qualify for the COVID-19 Accidental Death Benefit
How to Register for MyNYCERS
Increased Take-Home-Pay (ITHP) Waiver/Cancellation - Tier 1 and Tier 2
Instructions for Members Filing For Disability Retirement
Leaving Active City Service
Loan Application - Tier 1 and 2
Loan Application - Tier 3, Tier 4, and Tier 6 Basic and Special Plan
Loan Default Fact Sheet
Loan Reduction Factors for 2026 Retirements
Loan Taxability Fact Sheet
Loans - Tier 1 and Tier 2
Loans - Tier 3, Tier 4, and Tier 6 Basic and Special Plan Members
Membership / Tier Reinstatement
Membership Reinstatement
Military Buyback
MyNYCERS Features
Name Change Application
Notice of Intention to File an Application for a Vested Retirement Benefit - Tier 1 and Tier 2
Notice of Intention to File for a Tier 3, Tier 4, Tier 6 or 22-Year Plan Vested Retirement Benefit
NYCERS ACFR
NYCERS Membership at a Glance
NYCERS Mobile App
Opt Out Election Form - Dispatcher Members - 25-Year Retirement Plan - Tier 4 and Tier 6
Opt Out Election Form - EMT Members - 25-Year Retirement Plan - Tier 4 and Tier 6
Opt Out Election Form - Police Communications Titles - 25-Year Retirement Plan - Tier 4 and Tier 6
Opt Out Election Form - Special Officer Titles - 25-Year Retirement Plan - Tier 4 and Tier 6
Option Letter
Other Available Options for Lump-Sum Payment
Participating Employers
Payroll Verification Affidavit
Pension Payment Calendar
Personal Service Income
Physically Taxing Positions
Physician's Report of Disability
Police Communications Technician 25-Year Retirement Plan for Tier 6 Members
Processing Death Benefits
Proof of Identity
Questionnaire - Applicants for Disability Retirement
Report of Beneficiary's Death - Pop-Up Option Elected
Request for a Lump-Sum Payoff Balance for the Purchase of Pre-Member or Military Service
Request for Change to Recent Loan Application
Request for Election or Change of Voluntary Contributions As Provided by the Transit 20-Year Non-Contributory Plan - Tier 1
Request for Information
Request to Adjust Payment for the Purchase of Pre-Member or Military Service
Request to Cancel Application for the Purchase of Pre-Member or Military Service
Request to Cancel Current Pre-Member or Military Service Payroll Deductions
Request to Change or Correct Retirement Date
Required Minimum Distribution (RMD) FAQs
Retirement Option Election Form - Tier 1 - Option 1, Option 4 – Lump Sum
Retirement Option Election Form - Tier 1 - Option 4
Retirement Option Election Form - Tier 1 - Option 4 (Five-Year Certain; Ten-Year Certain)
Retirement Option Election Form - Tier 1 - Option 4-4
Retirement Option Election Form - Tier 1 and Tier 2 - Maximum, Option 2, Option 3, Option 4-2, Option 4-3
Retirement Option Election Form - Tier 2 - Option 4
Retirement Option Election Form - Tier 2 - Option 4 (Lump Sum)
Retirement Option Election Form - Tier 2 - Option 4-4
Retirement Option Election Form – Tier 2, Tier 3, and 22-Year Plan – Five-Year and Ten-Year Certain
Retirement Option Election Form – Tier 3 and 22-Year Plan – Maximum, Option 1, 2, and 5
Retirement Option Election Form – Tier 4 and Tier 6 – Five-Year and Ten-Year Certain
Retirement Option Election Form – Tier 4, Tier 6 63/5, and Special Plan Members – Maximum, Option 1, 2, and 5
Retirement Options - Tier 1
Retirement Options - Tier 2
Retirement Options - Tier 3 (Including 22-Year Plan)
Retirement Options - Tier 4 and Tier 6 Basic and Special Plan
Returning to Public Service after Retirement
Revision Form
Revocation of Election to Pay Extra Salary Deductions to Provide for Additional Annuity at Retirement - Tier 1 and Tier 2
Safeguards Information Affidavit
Sanitation 20-Year Retirement Plan for Tier 4 Members (SA-20)
Sanitation Tier 3 22-Year Enhanced Disability Retirement Plan
Selection by Beneficiary(ies) of a Tier 2 Member to Annuitize the Ordinary Death Benefit
Selection by Designated Beneficiary of Benefits Under Option One Payable as an Annuity Under Option A - Tier 1
Selection by Designated Beneficiary of Benefits Under Option One Payable as an Annuity Under Option B - Tier 1
Simultaneous Filing of Retirement Applications
Special Durable Power of Attorney (POA)
Special Officer 25-Year Retirement Plan for Tier 2 Members
Special Peace Officer 25-Year Retirement Plan for Tier 4 Members
Special Peace Officer 25-Year Retirement Plan for Tier 6 Members
Special Tax Notice Regarding Plan Payments
Supplemental Designation of Beneficiaries
Taxation Of NYCERS Payments
Temporary Retirement Option Election Form – Tier 2, 3, 4 and 6
The Road to Your NYCERS Service Retirement
Tier 1 Age and Service Requirements for Retirement Eligibility
Tier 1-Plan A and Plan B- Summary Plan Description (SPD)
Tier 2 Age and Service Requirements for Retirement Eligibility
Tier 2-Plan C, Plan D, and Plan CPP-I- Summary Plan Description (SPD)
Tier 3 22-Year Plan Fact Sheet
Tier 3 Age and Service Requirements for Retirement Eligibility
Tier 3-CO-25, CO-20, CC-20, CF-20 Summary Plan Description (SPD)
Tier 4 Age and Service Requirements for Retirement Eligibility
Tier 4- 62/5 Summary Plan Description (SPD)
Tier 6 Age and Service Requirements for Retirement Eligibility
Tier 6 Basic Plan
Tier 6 Special Plans
Tier 6- 63/5 Summary Plan Description (SPD)
Transferred Contributor Affidavit - Board of Education (BERS) Employees
Transferred Contributor Affidavit - City University of New York (CUNY) Employees
Transit Operating Force 25-Year/Age 55 Retirement Plan for Tier 4 Members
Transit Operating Force 25-Year/Age 55 Retirement Plan for Tier 6 Members
Triborough Bridge and Tunnel Authority 20-Year Retirement Plan for Tier 4 Members
Triborough Bridge and Tunnel Authority 20-Year Retirement Plan for Tier 6 Members
Unclaimed Funds Inquiry
Uniformed Correction Force Tier 3 22-Year Retirement Plan (CF-22)
Uniformed Sanitation Force Tier 3 22-Year Retirement Plan (SA-22)
Vesting for Tier 1 and Tier 2
Vesting for Tiers 3, 4 and 6 Members
Waiver of Right to a Vested Retirement Benefit
Waiver Pursuant to the Provisions of Article 14 of the Retirement and Social Security Law (RSSL) as it Pertains to Disability Retirements
Withdrawal from Transit 20-Year Retirement Plan for Tier 1 and Tier 2 Members and Election of the Age 55 One-Percent Plan
Withdrawal of Disability Retirement Application
Withdrawal of Service Retirement Application
WTC Agency Report
WTC Disability Law
WTC Notice of Participation
Resources- supplemental post
- update and alert
1099-R Tax Forms for 2024
1099-R Tax Forms for 2025
2021 Early Retirement Incentive (ERI)
- June
2021 Early Retirement Incentive (ERI) - July
2021 Early Retirement Incentive (ERI) - April
2024 Annual Comprehensive Financial Report
2025 Annual Comprehensive Financial Report
7 Tips to Shop Online Safely this Holiday Season
Attention MTA Tier 6 Members:
Attention MTA Tier 6 Members:
Attention NYCERS Members and Retirees:
Cost-of-Living Adjustment (COLA)
Cost-of-Living Adjustment (COLA) - June 2024
Cost-of-Living Adjustment (COLA) - June 2025
Cost-of-Living Adjustment (COLA) - Sept 2024
COVID-19 Related Accidental Death Benefits
COVID-19 Related Accidental Death Benefits
Fire Protection Inspector (FPI) 25-Year Plans and Plan Brochures now available
Furloughs
Goodman Settlement
Important Service Announcement
Medicare Part B Reimbursement
New Chief Actuary Announced
New Law - Chapter 528 of the Laws of 2022 – Increases certain special accidental death benefits
New Law Affecting Certain Tier 6 and Tier 3 22‑Year Plans
New Law April 2024
New Law May 2025
New Laws - April 2022
New Laws July 2022
New Laws May 2024
NYCERS Members, Your Annual Disclosure Statement Is Ready!
NYCERS Members, Your Annual Disclosure Statement Is Ready!
NYCERS Vested Members, Your Vested Annual Disclosure Statement Is Ready!
NYCERS Vested Members, Your Vested Annual Disclosure Statement Is Ready!
NYCERS’ Five-Year Accessibility Plan Now Available
NYSNA Settlement
RFP Notice - Construction Management Services in Connection with the Interior Renovation of Select Locations for NYCERS
RFP Notice - IT Consulting Services: Data Modeler
RFP Notice - IT Consulting Services: Senior Datastage ETL Developer
RFP Notice - JAVA Developers
RFP Notice - Legacy Replacement Project
RFP Notice - Project Risk Consultant Firm Services
RFP Notice - Software Services – Filenet
RFP Notice: IT Consulting Services - Senior Project Manager
Special Accidental Death Benefit (SADB)
We've Improved NYCERS.org
WTC Filing Deadline Extended to 9/11/2026
- venue
Website Accessibility Form
What Tier am I?