Membership & Benefits
The Membership and Benefits page guides you through every stage of your NYCERS membership—from joining NYCERS to retirement and everything in between. Here, you’ll find comprehensive information on topics such as becoming a NYCERS member, applying for loans, leaving City service, transferring between agencies or retirement systems, and retiring from City service.
Membership and Service Credit
Learn about NYCERS membership eligibility, as well as key actions you can take in the event you have previous uncredited service, a former membership or if you leave City service.
Manage Your Profile
Update your NYCERS profile with tools and forms for address changes, legal name changes, identity verification, and birthdate evidence
Manage Your Beneficiaries
Designation of Beneficiary application forms are no longer available for download on nycers.org. If you are an active or vested member and want to update your beneficiaries for your Ordinary Death Benefit, or if you are a retiree looking to update your beneficiaries for your Post Retirement Lump-sum Death Benefit, log in to […]
Loans
Log in to your MyNYCERS account to see if you are eligible for a pension loan and to complete a loan application. You can also check the maximum loan amount available to you and calculate your repayment amount. The amount you can borrow is based on member contributions and earned interest, minus any outstanding loans. If your loan is taxable, you can explore […]
Legal and Life Events
Life changes and legal decisions can affect your pension benefits. This page brings together the information, forms, and steps you may need when managing your pension during significant events.
Payments and Taxes
Access essential payment and tax information, including pension payment schedules, how to report a lost or missing check, details about 1099-R tax forms, instructions for setting up direct deposit, income verification affidavits, Cost‑of‑Living Adjustments (COLA), and guidance for locating unclaimed funds.
Retirement
Learn how to plan for retirement, explore the different types of retirement available to NYCERS members—as well as retirement options—and obtain information on returning to work after retirement.