Why did I receive more than one 1099-R this year?

You may receive multiple 1099-R forms for the same tax filing period, if you:

  1. Are retired from more than one pension system. 
  2. Reached age 59 ½ this tax filing period and the IRS now classifies your pension payments as Normal Distributions.
    Prior to age 59 ½, they were classified as Early Distributions, resulting in two 1099-Rs for this year.
  3. Are receiving your own retirement benefit, and an additional benefit, such as a survivor benefit, or an alternate payee benefit based on a Court or Domestic Relations Order (DRO). 
  4. Received two types of payments from NYCERS within the same tax year, for example: a taxable loan and a survivor benefit.